Each year, over 5 million Australians aged 15 years and over are involved in playing organised sport. Not only is sport a great way to keep the body and mind in shape, it can be a great way to socialise. But what happens if I get injured playing sport?
Despite all of its benefits, playing sport still carries an unavoidable risk of injury. When so many Australian’s are enjoying themselves playing sport, unfortunately some will get injured. If you are one of the unlucky ones, you may need to take time off work to recover and undergo expensive medical procedures. If that happens, do you have a claim and who is it against?
The organisers and managers of sporting programs have a duty to ensure their program is as a safe as possible for participants. This duty may be breached by providing unsafe playing surfaces and equipment or through a referee failing to ensure player safety. If this duty is breached and you get injured as a result of it, you may be entitled to compensation because of the organisers’ negligence.
However, sometimes the injury may occur by the actions of another player that are well outside of the rules and the ordinary course of the game. In this instance, the defence of voluntary assumption of risk will be hard to prove. If this is the case, you may also be entitled to compensation.
For these reasons, most clubs, associations and sporting facilities have their own public liability insurances which cover themselves as well as their players and officials.
Even if nobody was at fault, you may still be covered for your injury. In NSW, there is a no-fault insurance scheme that provides compensation to injured players of eligible sporting organisations.
If you have been injured while playing sport, you will likely be worried about whether you can be adequately compensated. The team at Burke Mead can help you understand whether you are eligible to make a claim. Contact the BurkeMead team today.